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BMO Alto High Yield Savings Account: Is It Worth It? - Review (2024)Maximize your money with our high-yield online savings account that offers great interest rates, no fees and no required balance or minimum deposit. The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no fees. BMO Statement Savings Account Pros & Cons � No excess withdrawal fee � Good for automatic savings and overdraft protection � Mobile apps.