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BMO bank scam victims say more needs to be done to protect depositsBMO Harris Premier Services represents a combined service approach of BMO Harris Financial Advisors and BMO Harris Bank, each a part of BMO Financial Group. BMO Canada offers a wide range of personal banking services including chequing and savings accounts, mortgages, credit cards, loans, investments and. BMO Bank, N.A. is an American national bank that is headquartered in Chicago, Illinois. It is the U.S. subsidiary of the Toronto-based multinational investment bank and financial services company Bank of Montreal, which owns it through the holding.