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BMO Alto High Yield Savings Review: Is It Worth It? (2024)The Bank of Montreal (BMO) savings interest rate is remarkably low at a % annual percentage yield (APY). This is comparable to rates at other big banks. %. APY with a 6-month term as of November 6, Open in minutes. %. APY with a month term as of November 6, Open in minutes. %. APY with. Earn up to % Annual Percentage Yield (APY). Earn an exclusive introductory APY of up to % when you open a new Relationship Plus Money Market account.