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????????? ???????? ???? ??? ????? ??????? - ?????? ?????Today's Standard Fixed Rate CDs ; 3 month � %. % ; 6 month � %. % ; 1 year � %. %. The best CD rates range from percent APY to percent APY. This top rate is offered by Amerant for a 6-month term, and is roughly three times higher. While the current averages may not sound very impressive, the best CD rates now surpass % APY for one-year CDs and two-year CDs, but only.