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BMO Bank - How to Sign In - Bank of MontrealBMO Harris Transaction Codes ; Bank-Prepared Deposit, ; Bankers Acceptances, ; Bond Operations Credit, ; Book Transfer Credit, We offer different types of CDs with varying rates and term options. Check out these CD Specials. These rates are effective as of November 9, - BMOIS/SIBM MSP/DIV - I know what it is by the date and the amount but what do the abbreviations mean? I called the bank and the nice lady said.