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Learn how the BMO Homeowner ReadiLine� worksfor those with significant U.S. banking needs, the U.S. Dollar. Line of Credit from BMO Harris Bank3, gives you access to U.S. funds directly from a U.S. bank. BMO offers business checking accounts, credit cards, lending solutions and helpful tools to guide you in making the most of every business opportunity. What is a line of credit? It's a flexible, low-cost way to borrow. You borrow just what you need when you need it & only pay interest on the amount you.