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BMO Alto High Yield Savings Review: Is It Worth It? (2024)He declined to say what percentage of the bank's consumer lending business comes through auto loans via dealers. For banks like BMO, a. Bank. Bank of America NA. BMO Harris Bank NA. Capital One Auto Finance. CPS Inc. Fifth Third Bank. First Bank and Trust. First Investors Financial Services. The Consumer Financial Protection Bureau has been pushing U.S. lenders offering auto loans through car dealerships to price this debt using a flat-rate.