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BMO On DiamondsBMO Alto savings account. Member FDIC. Bankrate Savings rating You'll need to qualify for the bank's Platinum Honors Tier to earn its highest yield. BMO Bank Platinum Money Market High Rate � Account Type: Platinum Money Market Account � Interest Rate: % APY � Minimum Balance: $5, Earn an exclusive introductory APY of up to % when you open a new Relationship Plus Money Market account. Conditions apply. More details.