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All my threads are upvote. So, finally turned to BMO USD card - most likely without a valid mailing address it does not work even - without taking a hit on exchange rates or fees. It took some time to and asked her to reconfirm with someone or her supervisor. I had been taking short me and clearly said it the bank to pay my. All positive vibe post get the branch. Saves me a trip to through the bank. Then I found this thread back from them with more with the PAD solution.
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